Wednesday, 13 April 2011

bell wssay

THE EFFECTS OF NOT KEEPING A PERSONAL BUDGET
       
         Did you know what it means with personal budget? personal budget is a type of saving that will help us in a emergency situation.The salary or allowances that we get every month are not nessesary for us to spent it without save it a little.There are many bad effect of not keeping a personal budget.We will not have future saving,it can lead us to make loan and will burden ourselves and people around us.
   
Furthermore,when we’re not keeping personal budget we will have no future saving that is important because we can use our saving in case of emergency for example,when we need to spent high on certain expenses or bills. For student itself if we not trying to keep a personal budget starting from now it will give difficulties to us as they need to cover expenses such food,book and university fees.

Beside that,when thing get complicated, such as we have already debt a lot some people will go for  easy way that is by making a loan from the loan shark.Nowadays,there aer many cases like this.people who have high spending habit but don’t have the spending power always use this way by making a loan from the loan sharks and when they are unable to pay it back it can cause trouble to them.In some cases it may lead to killing and kidnapping.

Lastly,the debt that we make will burden our family and friends other than ourselves.For instance,people who in debt usually come to their family and friends to help them with their  debt.It can cause troble to them as they are also have to have their own saving.

In conclusion,keeping a personal budget can accually guarantee our future as it can help us to face an unexpected situation.so,keep your personal budget starting from now and it can lead us to a better future.

   
    (315 words)

bell essay

THE EFFECTS OF COMPUTERS ON OUR EVERYDAY LIVES.

         Computers have change the way people in the world lives in many different way such as for entertainment,work and others.The effects of computers in our everyday life is it can connect us with people,it can make your work easier and it can give us entertainment.

          On the computers, anything is possible with just one click.It can connect us with people no matter how far they are.You can talk with friends and family eventhough they are far away from you,interact with millions of people from across the world.so, it is not possible for us to have a conversation or event a meeting through a video like now.

          Beside that,it can also manage your work.Nowadays,storing information and files are not as difficult like before,as the technology have already develop we can easily deal with plenty of reports, assigement and report as it can store large amount of documents and information that already available with just one click.Moreover, the documents can store easily and easy to find.

         Lastly,if we have a stress or trying to entertain ourselves after a chaos day we can do it as computers have many entertainment in it.Besause of this function,we can enjoy watching a video on youtube,contac with friend on sites like facebook,myspace and we can also play games that can give time for us to relax and enjoy the rest of the day.

          In conclusion,computers will effects our everyday lives because of the variable function and it is the fasters and easy way to communicate,entertain and doing our everyday routine.


    (262 words)

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