bell wssay

THE EFFECTS OF NOT KEEPING A PERSONAL BUDGET
       
         Did you know what it means with personal budget? personal budget is a type of saving that will help us in a emergency situation.The salary or allowances that we get every month are not nessesary for us to spent it without save it a little.There are many bad effect of not keeping a personal budget.We will not have future saving,it can lead us to make loan and will burden ourselves and people around us.
   
Furthermore,when we’re not keeping personal budget we will have no future saving that is important because we can use our saving in case of emergency for example,when we need to spent high on certain expenses or bills. For student itself if we not trying to keep a personal budget starting from now it will give difficulties to us as they need to cover expenses such food,book and university fees.

Beside that,when thing get complicated, such as we have already debt a lot some people will go for  easy way that is by making a loan from the loan shark.Nowadays,there aer many cases like this.people who have high spending habit but don’t have the spending power always use this way by making a loan from the loan sharks and when they are unable to pay it back it can cause trouble to them.In some cases it may lead to killing and kidnapping.

Lastly,the debt that we make will burden our family and friends other than ourselves.For instance,people who in debt usually come to their family and friends to help them with their  debt.It can cause troble to them as they are also have to have their own saving.

In conclusion,keeping a personal budget can accually guarantee our future as it can help us to face an unexpected situation.so,keep your personal budget starting from now and it can lead us to a better future.

   
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